What Are Your Options If You’ve Been a Victim of Car Purchase Fraud in Quebec?

https://www.aukcio.ca/blog/what-are-your-options-if-youve-been-a-victim-of-car-purchase-fraud-in-quebec
Jordan Pomerleau, co-founder of aukcio
Jordan Pomerleau
30/10/2025

Buying a used car should be a simple, rewarding experience — not a stressful one. Unfortunately, many Quebec drivers discover after purchasing a vehicle that they’ve fallen victim to auto fraud: a rolled-back odometer, an undeclared accident, or a hidden lien.

The good news? Quebec law protects car buyers. If you’ve purchased a vehicle and suspect fraud or a hidden defect, there are clear steps you can take to protect your rights and recover your money.

1. Your Rights as a Consumer When Buying a Vehicle

1.1 Buying from a Dealer vs. a Private Seller

Your legal protection depends on who sold you the vehicle.

  • From a dealer: You’re protected under Quebec’s Consumer Protection Act (LPC), which governs warranties, advertising, and vehicle condition.
  • From a private seller: The LPC doesn’t apply, but you’re still covered by the Civil Code of Quebec, particularly for latent (hidden) defects.

1.2 Seller Obligations

Every seller — private or professional — must:

  • Deliver a vehicle free of liens or debts (check with the RDPRM).
  • Provide truthful information about mileage, condition, and accident history.
  • Avoid hiding major known defects.

1.3 Legal Warranties That Apply

  • Warranty of quality: The vehicle must function properly for normal use.
  • Durability warranty: The vehicle should last a reasonable amount of time considering its age and price.
    ⚠️ Note: “As-is” private sales may limit this protection — always have the car inspected before buying.

2. Identifying Auto Fraud or Scams

2.1 The Most Common Types of Fraud

  • Rolled-back odometers
  • Accidents not declared in the vehicle’s history
  • False or misleading advertising
  • Vehicles sold with liens or fake ownership documents

2.2 Warning Signs Before or After Purchase

  • Unusually low asking price
  • Missing or inconsistent paperwork
  • Seller refuses a mechanical inspection
  • No written proof of sale

💡 Tip: Always check the RDPRM and request a Carfax or equivalent report before finalizing a purchase.

3. What to Do If You’re a Victim of Car Purchase Fraud

3.1 Step 1: Contact the Seller

Reach out to the seller first. Some issues can be settled amicably — such as a refund, repair, or vehicle return.
Always keep written proof of your communications.

3.2 Step 2: Gather Evidence

Keep everything related to the sale:

  • Contract or invoice
  • Original ad
  • Mechanical reports
  • Text messages and emails

These documents are vital to demonstrate bad faith or misrepresentation.

3.3 Step 3: Report the Fraud

Depending on the situation, contact:

  • The Office de la protection du consommateur (OPC) for issues involving a business.
  • The SAAQ for matters related to registration or ownership fraud.
  • The police for criminal fraud.

3.4 Step 4: Take Legal Action

  • For claims under $15,000, you can file at Small Claims Court.
  • For larger cases, consult a lawyer or automotive mediator to guide you through the process.

4. Available Legal Remedies Based on the Issue

4.1 Hidden Defects (Latent Defects)

A latent defect is a hidden issue that existed before the sale and makes the car unsafe or significantly reduces its value.

To prove a hidden defect:

  • The defect must have existed prior to purchase.
  • It must be serious enough to affect normal use.
  • You must act within a reasonable time after discovering the issue.

Examples: defective engine, structural rust, undeclared frame damage.

4.2 Misleading or False Advertising

Dealers must provide accurate and transparent information.
If the ad or listing was misleading, you may file a complaint with the OPC and request a refund or cancellation of the sale.

4.3 Vehicle Non-Conformity

If the car you received doesn’t match the description (wrong model, falsified mileage, poor condition):

  • You may demand contract cancellation.
  • Or seek financial compensation for necessary repairs.

5. Tips to Avoid Auto Fraud in the Future

  • Check the RDPRM before signing any contract
  • Request a Carfax report for full accident and ownership history.
  • Have the car inspected by an independent mechanic.
  • Avoid cash deals without written proof.
  • Use trusted platforms like Aukcio, where seller and vehicle information are verified.

💡 With Aukcio, each listing is pre-checked, and transactions are secure — drastically reducing the risk of fraud.

6. FAQ – Frequently Asked Questions

What are my rights after buying a used car?
You’re protected by a legal warranty and can claim compensation if the car has hidden defects.

How can I prove a hidden defect?
Get an expert mechanical inspection and keep all purchase-related evidence.

Can I get a refund for a defective car?
Yes. Depending on the situation, you can request a refund, repair, or cancellation of the sale.

Who should I contact in case of fraud?

  • OPC for consumer complaints
  • SAAQ for registration or ownership issues
  • Police for criminal matters

How long do I have to take action?
Ideally, you should act within 30 to 60 days after discovering the problem.

Conclusion

Being a victim of auto purchase fraud is stressful — but you have rights.
Thanks to Quebec’s strong consumer protection laws, and by following the proper legal steps, you can seek compensation or cancel the sale.

The key is to act quickly and document everything.
And to prevent future issues, rely on secure and transparent platforms like Aukcio — designed to connect buyers and sellers safely across Quebec.

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