What documents to sell a used car

https://www.aukcio.ca/blog/what-documents-to-sell-a-used-car
Jordan Pomerleau, co-founder of aukcio
Jordan Pomerleau
2/9/2025
What documents to sell a used car

Selling a used car may seem simple... until you ask yourself what documents are required to legally finalize the transaction. Whether you are selling to an individual or to a dealership, in Quebec or elsewhere in Canada, certain administrative steps are essential.

We offer you a A clear and complete list of documents required to sell a vehicle, as well as simple explanations of the transfer of ownership, the registration after the sale, and the specificities by province. The objective: to avoid oversights, costly mistakes, or unpleasant surprises after the sale.

List of documents required to sell a car

Here are the essential documents to prepare before selling your car by yourself or selling it at auction. Having everything in hand will facilitate the transaction and reassure your buyer.

Certificate of registration (registrations)

It is the main document that proves that you are the owner of the vehicle. It should be up to date and free of restrictions. In Quebec, we talk about SAAQ registration certificate. In Ontario, it is the vehicle portion of the permit.

💡 Make sure that the name and address on this document are accurate and match your ID.

Sales contract or transaction declaration

Although the law does not always require a written sales contract between individuals, it is strongly recommended that you fill out one to avoid any misunderstandings. This contract should include:

  • The contact details of the seller and the buyer
  • Full description of the vehicle (year, make, model, VIN)
  • The mileage at the time of sale
  • The agreed selling price
  • The date of the transaction
  • The signatures of both parties

Some provinces (such as British Columbia) provide an official form to fill out during the transfer.

Odometer reading (mileage)

This statement is sometimes required in some provinces, especially in the case of transfers between individuals. Even when it is not mandatory, it is useful for Prevent mileage fraud and protect the buyer.

Vehicle history report

One CARFAX report or other maintenance history (invoices, garage reports, etc.) can greatly facilitate the sale. It proves that the vehicle has been well maintained, that it has not been in an accident, and that there are no outstanding recalls.

Seller's proof of identity

A valid identification document (driver's license, health insurance card) is often required for authenticate the transaction, especially if the transfer takes place in person at a government service center.

Certificate of non-pledge or absence of privileges (depending on the province)

In some provinces, it is possible (and recommended) to provide proof that the vehicle is not funded or encumbered by a lien. For example, you can consult the Register of personal and movable real rights (RDPRM) in Quebec.

The process of selling between individuals

Selling a car to an individual can be a great way to get a better price, but it requires a bit more organization than talking to a dealer. Here are the steps to follow for a secure, clear and legally compliant sale.

Meeting with the buyer

Once your ad is posted, you will receive inquiries. It is important to:

  • Respond honestly and transparently To the questions
  • Set up an appointment in a safe place, preferably during the day, in a public place
  • Allow a visual inspection of the vehicle before the test drive

💡 Bring the necessary documents (registration certificate, history, etc.) at the first meeting. It shows your seriousness.

Inspection and test drive

The potential buyer will probably want to do a Test drive. Make sure:

  • That you are present on board during the test
  • That the buyer has a valid driver's license
  • Whether your insurance covers the test (or if the buyer is notified)

An inspection by a independent mechanic is also common, especially for valuable vehicles.

Negotiation and confirmation of the sale

Be ready to negotiate the price. Lean on concrete data : condition of the vehicle, CARFAX report, market price, recent maintenance. Once the price is agreed:

  • Complete a sales contract
  • Date and sign all necessary documents
  • Clearly note the mileage at time of sale

Signature of mandatory documents

The sale is only formalized at the time of transfer of ownership with the authorities (SAAQ in Quebec, ServiceOntario, ICBC, etc.). Depending on the province:

  • The seller hands over the registration certificate duly signed
  • The buyer receives a transfer document, to be completed within a specific time frame

💡 As long as the transfer is not registered, you are legally responsible for the vehicle. It is therefore important to ensure that the buyer registers quickly.

Transfer of ownership: how does it work?

The transfer of ownership is a crucial step when selling a used vehicle. It allows the legal responsibility of the vehicle to be transferred from the previous owner to the new one.

Each Canadian province has its own rules, but the principle is similar: formalize the transaction, register the new owner and avoid any future problems.

Steps to take to transfer the vehicle

Here are the highlights of the process in most provinces:

  1. Sign the registration certificate (or vehicle permit) in the section provided for this purpose.
  2. Fill out a transaction form or sales contract, specifying the price, mileage and date of sale.
  3. Provide a proof of identity at the time of transfer, in some cases.
  4. The buyer must go to an authorized office (SAAQ, ServiceOntario, ICBC...) to register the vehicle in their name.

💡 Until this step is completed, the seller may remain responsible for offenses, tolls, or accidents associated with the vehicle.

Where to go to formalize the transfer

  • Quebec: The transfer is made to the SAAQ. The purchaser must present himself with the signed registration certificate, proof of identity and, if applicable, proof of payment of fees.
  • Ontario: The transaction is registered with ServiceOntario, with the signed vehicle license and the vehicle information form used (UVIP).
  • British Columbia: You must complete and sign the Transfer/Tax Form available at ICBC or online.

It is recommended that the seller accompany the buyer to ensure that the process is finalized.

Transfer fees

Fees generally apply for the transfer of ownership:

  • Administration costs
  • Sales taxes (TVQ, HST) calculated on the sale price or the estimated value of the vehicle
  • Registration fees for the buyer

💡 In some provinces, these fees are paid by the purchaser. However, it is good to discuss this in advance to avoid misunderstandings.

Vehicle registration after sale

Once the transaction is completed and the transfer of ownership has begun, the buyer must proceed with thevehicle registration in his name. This step formalizes his ownership status with the authorities and allows him to drive the vehicle legally.

Role of the buyer in registration

It is up to the buyer to complete this process, but the seller has every interest in ensuring that it is done quickly. As long as the registration is not up to date, the seller can remain associated with the vehicle in administrative systems, which can be a problem in the event of a violation or accident.

The documents that are usually required:

  • Registration certificate signed by the seller
  • Sales contract or transfer form
  • Buyer ID
  • Valid proof of insurance
  • Payment of applicable taxes and fees

Deadline for registering the vehicle

Deadlines vary by province, but in general:

  • In Quebec (SAAQ) : the buyer must register the vehicle within days of purchase.
  • In Ontario (ServiceOntario) : the deadline is 6 working days after the purchase date.
  • In British Columbia (ICBC) : the procedure must be done immediately or in a very short time (often 48 hours).

💡 If the buyer delays, you can notify the authorities to release yourself from liability. Keep a copy of the sales contract as proof.

What if the buyer does not register?

Sometimes a buyer neglects this step or is slow to complete it. In this case, the seller risks:

  • To receive traffic tickets (e.g. parking, radar photo)
  • To be involved in legal incidents related to the car
  • To stay subject to certain fees or obligations

💡 To avoid this, some sellers choose to remove their license plates before handing over the keys, or accompanying the buyer to the service point to supervise the transaction.

Provincial particularities to know

Les rules surrounding the sale and transfer of ownership of a used vehicle vary slightly from province to province. It is therefore essential to know the requirements specific to your region to avoid delays or administrative errors. Here is an overview of the main particularities in Quebec, Ontario and British Columbia.

Quebec — The SAAQ

  • The seller must give the buyer the signed registration certificate.
  • The transfer is done in person in a SAAQ service point.
  • The purchaser must present:
    • An identity document
    • A valid proof of insurance
    • The signed registration certificate
  • Les sales taxes (TVQ) are calculated on the market value and not on the declared selling price if it is too low.
  • The seller Can keep its plates and reuse them on a new vehicle.

💡 It is highly recommended that the seller accompany the buyer to ensure that the transfer is completed properly.

Ontario — ServiceOntario

  • The seller must complete and sign the vehicle license purchase/sale section.
  • The purchaser must provide:
    • The Used Vehicle Information Package (UVIP) — mandatory
    • A proof of insurance
    • A safety certificate (Safety Standards Certificate), if required
  • The Transfer must be completed within 6 days following the sale.
  • The buyer is responsible for the payment of TVH and registration fees.

💡 The UVIP contains essential information about vehicle history, financial privileges, and previous owners.

British Columbia — ICBC

  • Both the seller and the buyer must complete the Transfer/Tax Form.
  • The purchaser must provide:
    • An identity document
    • Proof of insurance (via ICBC)
    • The signed transfer form
  • The transfer is done in a ICBC office.
  • Sales taxes are paid upon check-in.

💡 ICBC recommends completing the transaction in the presence of an agent to avoid errors or omissions.

Other provinces — What to check

Each province has its own rules and forms. In particular, check:

  • If a inspection report is mandatory
  • Les transfer fees
  • The documents required for the buyer (proof of address, insurance, etc.)
  • If the vehicle has to pass a technical inspection before the transfer

You will find this information on the website of Ministry of Transportation in your province or by contacting the local registration department directly.

FAQ — Frequently asked questions

What documents do I need to prepare to sell my car?

To sell a used vehicle in Canada, you generally need to provide:

  • The registration certificate (recordings)
  • One sales contract or transfer form
  • The mileage Exact at time of sale
  • One proof of identity
  • One vehicle history report (recommended)
    Some provinces also require a security certificate or an official document such as the UVIP (Ontario) or a ICBC transfer form (B.C.).

Do I need a written sales contract?

It's not always mandatory, but highly recommended. A signed contract protects both parties and helps avoid disputes. It should include:

  • The names and contact details of the seller and the buyer
  • Vehicle details (make, model, VIN, mileage)
  • Sale price and date
  • The signatures of both parties

Some provinces, such as British Columbia, require an official form at this stage.

How to protect the transaction against fraud?

Here are some best practices:

  • Never accept partial or suspicious payments (e.g. a check from a third party)
  • Prioritize in-person meetings in a public place
  • Requiring a identity document Of the buyer
  • Remove the license plates before handing over the keys (depending on the province)
  • Keep a copy of the sales contract

💡 Having a CARFAX report or an interview history also reinforces the credibility of your offer.

What if the buyer does not register the vehicle in their name?

If the transfer is not completed by the buyer, you could remain legally responsible of the vehicle (offenses, taxes, etc.). To protect yourself:

  • Report the sale to the authorities (e.g.: declaration of sale to SAAQ or ServiceOntario)
  • Keep a copy of contract signed
  • Remove or cancel Plates (if linked to your name)

Can I sell a vehicle that is still financed?

Yes, but you have to repay the loan balance (or get approval from your financial institution) before transferring ownership. The vehicle is considered to be burdened with a privilege as long as the loan is not paid off. The RDPRM registry (in Quebec) or the equivalent in other provinces makes it possible to verify this status.

💡 Never try to sell a financed vehicle without transparency. This could cancel the sale or lead to lawsuits.

Conclusion

Selling a used vehicle is more than handing over the keys to a buyer. To conclude a transaction legally, securely and with peace of mind, it is essential to prepare all necessary documents and to fully understand the steps of transfer of ownership And of The registration.

We have seen that each province has its own requirements, but some constants remain: the registration certificate, a sales contract signed, and a proof of identity are still in place. Additionally, provide a vehicle history report can greatly speed up the sale and reassure the buyer.

By following the steps in this guide, you limit the risk of errors or disputes, and make the process easier for you and your buyer.

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